Proximitty is an AI operating system for commercial loans. It builds AI agents that help FDIC-insured banks and fintechs parse documents, automate loan operations, and track covenants without scaling headcount. By automating document-heavy loan workflows, Proximitty aims to let lenders process more volume at lower cost. It is a Y Combinator Winter 2026 company based in San Francisco.
Proximitty
ActiveAI operating system for commercial loans
Total raised
$500K
1 round
Stage
Seed
Jan 2026
Team
1-10
since 2026
Pricing
—
Founded
2026
San Francisco, United States
Agent-ready
—
AI operating system purpose-built for commercial loans
AI agents that parse loan documents automatically
Automation of commercial loan operations workflows
Covenant tracking and monitoring
Designed for FDIC-insured banks and fintech lenders
Aims to increase loan processing volume without scaling headcount
Handles document-heavy lending workflows end to end
12/100
Early
MCP server
Public API
Webhooks
OAuth 2.0
SDKs
No public agent surfaces detected yet.
Jan 2026 Seed $500K ● Y Combinator
Capital network
$500K raised ·1 backer·10 network links
- Backers1
- Shared portfoliocompanies these backers also fund
- Extended networkfunds that co-invest alongside them
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- What is Proximitty?
- It is an AI operating system for commercial loans that helps FDIC-insured banks and fintechs parse documents, automate loan operations, and track covenants.
- Who uses Proximitty?
- FDIC-insured banks and fintech lenders that handle commercial loans.
- What does covenant tracking do?
- It monitors the ongoing conditions and obligations attached to commercial loans so lenders can stay compliant and informed.
- How does it help lenders scale?
- By automating document-heavy loan workflows, it aims to let lenders process more volume without adding headcount.
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