CAPE Analytics is a property intelligence company that uses geospatial imagery and computer vision to deliver granular, address-level risk attributes to insurance carriers, lenders, and real-estate firms. The platform analyses aerial and satellite imagery, combined with other data sources, to extract structural and environmental signals such as roof condition, vegetation overhang, pool presence, and outbuilding counts, which are otherwise expensive or impossible to capture at scale.
Insurers integrate CAPE attributes into underwriting and pricing workflows to reduce inspection costs, sharpen risk selection, and flag properties that warrant deeper review. Real-estate and lending customers use the same data to support due diligence, portfolio monitoring, and pre-loss mitigation. CAPE delivers data through APIs and bulk delivery, covering the United States, Canada, and large parts of Australia.
The company was founded in 2014 by Ryan Kottenstette and Suat Gedikli. Kottenstette had previously been a principal at Khosla Ventures and an engineer at BMW, while Gedikli came from robotics work at Willow Garage. CAPE was originally headquartered in Mountain View, California.
CAPE Analytics raised approximately $75 million across five funding rounds, with a $44 million growth round led by Pivot Investment Partners, HSCM Bermuda, and Aquiline Technology Growth, alongside earlier backing from Khosla Ventures, Formation 8, and others.
In January 2025, Moody's Corporation announced an agreement to acquire CAPE Analytics, with the deal expected to close in the first quarter of 2025. Financial terms were not disclosed. CAPE now operates as part of Moody's broader insurance and climate-risk analytics franchise, alongside RMS and other Moody's data assets. Nearly half of the top 50 US property insurers had been using CAPE's data prior to the acquisition.