Personal finance, Apple-polished
Copilot Money was founded in 2020 by former Google engineer Andres Ugarte, who set out to build the personal finance app he wanted to use: private, subscription-funded (no ads or data selling), and beautiful enough to win an Apple Design Award nomination. When Intuit shut down Mint, Copilot became one of the biggest beneficiaries, absorbing waves of budgeters looking for a serious replacement.
AI where it actually helps
Copilot's machine learning categorizes transactions with high accuracy and learns from your corrections, detects subscriptions and price hikes, analyzes cash flow, and monitors spending trends. Beyond budgeting, it consolidates investments, crypto, and real estate into a single net worth view. The app spans iPhone, iPad, Mac, and the web, with Android on the roadmap, and connects to thousands of financial institutions.
Business and backing
Copilot passed 100,000 paying subscribers and raised a $6M Series A anchored by Adjacent in March 2024, with angels including Adobe's Scott Belsky and Front's Mathilde Collin. Pricing is a straightforward subscription — about $7.92/month billed annually ($95/year) — with a free trial, keeping incentives aligned with users rather than advertisers.