Finto builds AI accounting software for enterprise finance teams that automates the invoice-to-pay process from the email inbox to the ERP. The platform handles invoice classification, data extraction, vendor communication, compliance checks, account coding, three-way matching, approval collection, and ERP posting, eliminating roughly 80% of manual accounting work. Founded by alumni of TradeLink and Tacto, Finto is based in Munich, Germany, and was part of Y Combinator's Summer 2025 batch. The company raised a $500K pre-seed round backed by Y Combinator, Gradient, and Lightspeed.
Finto
ActiveAI accounting for enterprise finance teams
Total raised
$1M
2 rounds
Stage
Pre-Seed
Aug 2025
Team
1-10
since 2025
Pricing
—
Founded
2025
Munich, Germany
Agent-ready
—
AI accounting that automates the invoice-to-pay process end to end
Workflow spanning from email inbox to ERP posting
Invoice classification and data extraction
Automated vendor communication
Compliance checks on incoming invoices
Automated account coding
Three-way matching of invoices, POs, and receipts
Approval collection and posting to the ERP
12/100
Early
MCP server
Public API
Webhooks
OAuth 2.0
SDKs
No public agent surfaces detected yet.
Cumulative raise
From 2025 to 2026 · 2 rounds tracked
Total
$1M
Aug 2025 Pre-Seed $500K incl. Gradient Ventures +2
Jan 2025 Seed $500K ● Y Combinator
Capital network
$1M raised ·3 backers·10 network links
- Backers3
- Shared portfoliocompanies these backers also fund
- Extended networkfunds that co-invest alongside them
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- What does Finto do?
- Finto is AI accounting software for enterprise finance teams that automates the invoice-to-pay process from the email inbox to the ERP, handling extraction, vendor communication, three-way matching, and posting.
- How much manual work can it remove?
- Finto is designed to eliminate roughly 80% of the manual accounting work involved in processing invoices.
- What steps does it automate?
- It handles invoice classification, data extraction, vendor communication, compliance checks, account coding, three-way matching, approval collection, and ERP posting.
- Who is Finto built for?
- It targets enterprise finance teams that want to automate their accounts-payable and invoice-to-pay workflows.
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