Wealthy is an AI-powered wealthtech company building the operating system for India's mutual fund distributors. Independent financial distributors are a backbone of mutual fund sales in India, but they often juggle fragmented tools for compliance, client onboarding, advisory, reporting, and portfolio tracking. Wealthy consolidates these into a single mobile-first platform, layering AI to automate the most time-consuming tasks and help distributors serve more clients more effectively.
The platform's AI capabilities include automated KYC completion, which streamlines a major onboarding bottleneck; tailored investment proposal generation, which helps distributors produce client-ready recommendations quickly; and fund analysis tools. Wealthy also offers SIP features with step-up and multi-day options and provides access to a library of more than ten ready-made client reports, reducing manual reporting work and helping distributors present a professional, data-rich experience to investors.
Wealthy was founded by IIT-IIM alumni Aditya Agarwal and Prashant Gupta and is headquartered in Bengaluru. The company frames its mission around expanding the supply of wealth entrepreneurs, equipping distributors in both major cities and smaller towns with technology that was previously available only to larger institutions. Its growth strategy centers on onboarding tens of thousands of distributors and deepening the assets managed through its platform.
In November 2025, Wealthy raised Rs 130 crore (about $14.5M) in a Series B round led by Bertelsmann India Investments, with participation from existing backer Alpha Wave Global, new investor Shepherd's Hill Group, and a group of technology entrepreneurs. The round brought total funding to roughly $30M. Wealthy said it would use the capital to strengthen its technology stack, expand into smaller Indian cities, onboard 50,000 distributors, and accelerate its push toward managing Rs 1 lakh crore in assets.