Informed.IQ builds agentic AI that automates the verification and fraud-detection work at the heart of consumer lending. When a borrower applies for a loan, lenders must verify a stack of documents and data points, income, assets, residence, identity, phone, insurance, before they can fund. Traditionally this is slow, manual, and error-prone, taking days and creating friction that loses deals. Informed.IQ's AI agents perform these verifications instantly, with the company citing 99% accuracy in seconds, compressing loan closings from days to minutes.
The platform's value is twofold: speed and fraud prevention. Faster verification means lenders fund more loans and lose fewer applicants to abandonment, while AI-driven document and data analysis catches fraudulent applications, doctored paystubs, synthetic identities, misrepresented income, that human reviewers miss under time pressure. As lending fraud grows more sophisticated, automated, AI-native verification has become a competitive necessity rather than a nice-to-have.
Informed.IQ has deep traction in auto lending, one of the largest and most fraud-exposed consumer-credit markets. It serves seven of the top ten US auto lenders and has supported more than $350 billion in loan originations, scale that gives its models large volumes of real-world data to learn from and validates accuracy in a high-stakes domain.
The company was founded in 2016 by Justin Wickett (CEO) and Magdalena Yesil. Its investor base includes early backers Nyca Partners and US Venture Partners. In December 2025, Informed.IQ secured a $63M growth equity investment from Invictus Growth Partners, a middle-market growth firm with over $1 billion in assets under management.
The new capital funds expansion beyond auto into adjacent verification-heavy markets, mortgage, broader consumer lending, tenant screening, and government benefit administration, where the same core capability (instant, accurate verification of income, identity, and assets with fraud detection) applies. Informed.IQ positions its agentic AI as category-defining infrastructure for any process that depends on verifying applicant-submitted documents and data.