Mercury vs Pigment
Which Finance AI tool is better in 2026?
Mercury
Radically different online business banking for startups, small businesses, and scaling companies.
Pigment
The agentic AI business planning platform
Side-by-side
Mercury leads on both fronts — more capital raised ($700M) and a lower entry price than Pigment.
| Metric | Mercury | Pigment |
|---|---|---|
| Taglinei | Radically different online business banking for startups, small businesses, and scaling companies. | The agentic AI business planning platform |
| Foundedi | 2017🏆 | 2019 |
| HQi | US | Paris, France |
| Employeesi | 201-500 | 400🏆 |
| Neuron scorei | 57 | 77🏆 |
| Total fundingi | $700M🏆 | $396.9M |
| Latest roundi | Series D · May 2026 | series_d · Apr 2024 |
| Valuationi | $5.2B🏆 | $1B |
| Cheapest paid plani | —🏆 | Pricing not disclosed |
| Free plani | ✓ Free Banking | ✗ |
| Free triali | ✗ | ✗ |
| Top tier pricei | — | Pricing not disclosed |
| Pricing summaryi | 1 published plans | Contact_sales |
| Categoriesi |
Capability matrix
Developer-facing capabilities and access signals for Mercury and Pigment.
| Capability | Mercury | Pigment |
|---|---|---|
| MCP support | ✗ | ✓ |
| Public API | ✗ | ✓ |
| Webhooks | ✗ | ✗ |
| OAuth 2.0 | ✗ | ✗ |
| SDK languages | — | — |
| Free plan | ✓ | ✗ |
| Free trial | ✗ | ✗ |
| Verified | ✗ | ✗ |
| Active deal | ✗ | ✗ |
🟢 Strengths of Mercury
- Has raised more capital ($700M vs $396.9M)
- Offers a free plan
- More mature (2017)
🔵 Strengths of Pigment
- Higher Neuron score (77 vs 57)
- Newer company (2019)
Which should you choose?
Choose Mercury if price matters most — it starts at Free, which is friendlier for teams watching burn. Both AI Finance tools ship core features, so the cost delta often decides it for small teams and solo operators.
Choose Mercury if you want the most established option — it has raised $700M, suggesting more runway for enterprise features, support, and long-term roadmap. For mission-critical workflows or larger teams, that stability often outweighs a lower monthly price.
Frequently asked questions
Mercury vs Pigment — which is better?
It depends on your priority. Mercury has raised more capital and is the more established option; Pigment has broader feature depth. See the side-by-side table above.
Is Mercury cheaper than Pigment?
Yes — Mercury's cheapest paid plan is Free, while Pigment's is Contact_sales.
Do Mercury and Pigment offer free plans?
Mercury: Yes, has a free plan. Pigment: Paid only.
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