Airwallex vs Mercury
Which Finance AI tool is better in 2026?
Airwallex
Global payments and financial infrastructure for modern businesses
Mercury
Radically different online business banking for startups, small businesses, and scaling companies.
Side-by-side
Airwallex is the more established option (raised $1.5B); pricing is comparable on both sides.
| Metric | Airwallex | Mercury |
|---|---|---|
| Taglinei | Global payments and financial infrastructure for modern businesses | Radically different online business banking for startups, small businesses, and scaling companies. |
| Foundedi | 2015🏆 | 2017 |
| HQi | Singapore, Singapore | US |
| Employeesi | 2000 | 201-500🏆 |
| Neuron scorei | 80🏆 | 57 |
| Total fundingi | $1.5B🏆 | $700M |
| Latest roundi | Series G · Dec 2025 | Series D · May 2026 |
| Valuationi | $8B🏆 | $5.2B |
| Cheapest paid plani | Pricing not disclosed | — |
| Free plani | ✓ | ✓ Free Banking |
| Free triali | ✗ | ✗ |
| Top tier pricei | Pricing not disclosed | — |
| Pricing summaryi | Free | 1 published plans |
| Categoriesi |
Capability matrix
Developer-facing capabilities and access signals for Airwallex and Mercury.
| Capability | Airwallex | Mercury |
|---|---|---|
| MCP support | ✗ | ✗ |
| Public API | ✓ | ✗ |
| Webhooks | ✓ | ✗ |
| OAuth 2.0 | ✓ | ✗ |
| SDK languages | 5 (JavaScript, Python, Java, PHP…) | — |
| Free plan | ✓ | ✓ |
| Free trial | ✗ | ✗ |
| Verified | ✗ | ✗ |
| Active deal | ✗ | ✗ |
🟢 Strengths of Airwallex
- Has raised more capital ($1.5B vs $700M)
- Higher Neuron score (80 vs 57)
- More mature (2015)
🔵 Strengths of Mercury
- Newer company (2017)
Which should you choose?
Choose Mercury if price matters most — it starts at Free, which is friendlier for teams watching burn. Both AI Finance tools ship core features, so the cost delta often decides it for small teams and solo operators.
Choose Airwallex if you want the most established option — it has raised $1.5B, suggesting more runway for enterprise features, support, and long-term roadmap. For mission-critical workflows or larger teams, that stability often outweighs a lower monthly price.
Frequently asked questions
Airwallex vs Mercury — which is better?
It depends on your priority. Airwallex has raised more capital and is the more established option; Mercury has broader feature depth. See the side-by-side table above.
Is Airwallex cheaper than Mercury?
No — Mercury's cheapest paid plan is Free, while Airwallex's is Free.
Do Airwallex and Mercury offer free plans?
Airwallex: Yes, has a free plan. Mercury: Yes, has a free plan.
Explore more AI Finance tools
Contextual paths to related AI startups, deals and rankings.