What Zavo does

Zavo is an AI operating system for restaurants and modern hospitality, unifying payments, point of sale, and AI agents into one platform. It is a Y Combinator company, founded in 2025 and based in London, that aims to give each business its own digital workforce across operations, service, finance, and growth.

Key capabilities

  • Agentic point of sale and integrated payments
  • Finance agent for forecasts, reports, reconciliation, and real-time insights
  • Manager agent that monitors sales, inventory, and staff performance
  • Customer agent that runs loyalty campaigns using customer data

The company states that over 400 businesses, from coffee shops to full-service restaurants, use Zavo to accept payments and manage operations.

Who it's for

Zavo targets restaurants, cafes, and hospitality businesses that want payments, POS, and back-office finance combined in a single AI-driven system. As an AI finance and operations tool for hospitality, it serves operators looking to replace fragmented tools with one connected platform.