Veritus builds AI agents for the consumer lending industry, offering an omni-channel platform for loan servicing, collections, and recoveries. Its voice-first agents conduct regulated inbound and outbound conversations with borrowers, negotiate repayment plans, and handle recoveries autonomously while maintaining regulatory compliance across voice, text, email, and live chat. The company focuses on application-funnel outreach to convert pre-qualified borrowers and early-stage delinquency engagement. Based in San Francisco, Veritus was part of Y Combinator's Summer 2025 batch and raised a $10.1M seed round.
Veritus
ActiveAI agents for the consumer lending industry
Total raised
$10.6M
2 rounds
Stage
Seed
Feb 2026
Team
1-10
since 2025
Pricing
—
Founded
2025
San Francisco, United States
Agent-ready
—
Voice-first AI agents that conduct inbound and outbound borrower conversations
Omni-channel coverage across voice, text, email, and live chat
Autonomous repayment-plan negotiation with delinquent borrowers
Loan servicing automation for routine account inquiries and updates
Collections and recoveries workflows for delinquent accounts
Application-funnel outreach to convert pre-qualified borrowers
Early-stage delinquency engagement to reduce roll-forward
Regulatory compliance controls for regulated lending communications
12/100
Early
MCP server
Public API
Webhooks
OAuth 2.0
SDKs
No public agent surfaces detected yet.
Cumulative raise
From 2025 to 2026 · 2 rounds tracked
Total
$10.6M
Feb 2026 Seed $10.1M ● Crosslink Capital
Jan 2025 Seed $500K ● Y Combinator
Capital network
$10.6M raised ·7 backers·10 network links
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- What does Veritus do?
- Veritus builds voice-first AI agents for the consumer lending industry that handle loan servicing, collections, and recoveries by conducting regulated borrower conversations and negotiating repayment plans autonomously.
- Which channels do its agents support?
- The platform is omni-channel, operating across voice, text, email, and live chat so borrowers can be reached on their preferred channel.
- Does Veritus address compliance?
- Yes. The agents are built to conduct regulated inbound and outbound conversations while maintaining regulatory compliance, which is a core requirement in consumer lending and collections.
- Who is Veritus built for?
- It targets consumer lenders and loan servicers that need to automate borrower outreach, servicing, and early-stage delinquency and recovery workflows.
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