What Valgo does

Valgo is an insurance risk layer for physical AI. It is a risk quantification platform that helps insurers price coverage for autonomous systems such as self-driving trucks and robots, where the historical claims data needed for pricing does not yet exist.

Key capabilities

  • Probabilistic models of routes, tasks, and environments built from the bottom up
  • Simulation-derived loss estimates that stand in for missing historical claims data
  • Outputs designed to give insurers the figures they need to price coverage for physical AI

Who it's for

Valgo is built for insurers underwriting autonomous vehicles, robots, and other physical AI systems. While auto insurance draws on billions of claims records, autonomous systems have almost none, and Valgo aims to close that gap with simulation. The company was founded in 2025 in San Francisco; its founders include Stanford PhDs with expertise in the safety and validation of safety-critical systems.