What Uno Wallet does
Uno Wallet is an AI-powered mobile wallet that automatically picks the best credit card to use at checkout. It connects the cards a user already owns and, at each transaction, routes the payment to the card offering the highest rewards based on real-time merchant category detection, removing the need to manually choose a card.
Key capabilities
- Securely connects multiple existing credit cards
- Auto-routes each tap to the highest-earning card
- Real-time merchant category detection for reward optimization
- Tap-to-pay support
Who it's for
Uno Wallet is aimed at rewards-focused credit card holders who want to maximize points without juggling multiple cards. Its differentiation is acting as an optimization layer over existing cards rather than issuing a new financial product. The company is backed by Y Combinator and Harvard Innovation Labs, and the product has been in private beta with a waitlist.