Klaimee solves a problem most companies do not realize they have until something goes wrong: when an AI agent makes a costly mistake, traditional Errors and Omissions or cyber insurance policies almost always exclude the claim. With AI-related lawsuits up 137% between 2024 and 2025, and carriers like Berkshire, Chubb, and Travelers winning state approval to carve AI out of standard commercial policies, the gap is widening. Klaimee fills it with liability insurance designed specifically for agentic systems, giving enterprises the third-party proof and financial backstop they need before deploying agents at scale.
The underwriting stack combines a public data scan, a 30-question governance assessment, and behavioral testing that fires more than 100 probes at each agent to surface failure modes. From that, Klaimee issues a risk evaluation, a certification, a financial guarantee, and a bound liability policy, typically inside a 24-hour turnaround. Coverage targets the highest-risk verticals: healthcare and biotech, finance and accounting, software development, legal tech, customer support, and sales — and produces the documentation that enterprise procurement teams need to sign off on agent deployments.
Klaimee is part of Y Combinator's Spring 2026 (P26) batch, co-founded by Ines Boutemadja (CEO) and Julien Catonnet (CTO). Ines previously scaled an insurance product from $5M to $60M ARR as General Manager at SafetyWing (a prior YC company) and is reportedly among the first Algerian women in YC. Julien brings AI engineering and enterprise compliance experience. The team is two people in San Francisco and the product is brand new.