Iron Grid provides AI-driven insurance for hardware, using physics-based risk modeling to underwrite coverage. The company currently focuses on battery insurance and plans to expand across other critical hardware including hydrogen systems, inverters, robotics, and autonomous systems, using physics-informed machine learning for underwriting while cutting intermediary overhead. It was co-founded by Fern Morrison, a Stanford chemical engineer and early product leader at battery materials startup Mitra Chem, and Gabriele Pozzato, who led modeling efforts at Form Energy. Iron Grid is based in the San Francisco Bay Area and went through Y Combinator's Summer 2025 batch.
Iron Grid
ActiveAI Insurance for hardware
Total raised
$500K
1 round
Stage
Seed
Jan 2025
Team
1-10
since 2025
Pricing
—
Founded
2025
San Francisco, United States
Agent-ready
—
AI-driven insurance underwriting for hardware
Physics-informed machine learning for risk modeling
Initial focus on battery insurance coverage
Physics-based risk models rather than purely actuarial methods
Planned expansion to hydrogen systems, inverters, robotics, and autonomous systems
Reduced intermediary overhead in the insurance process
Underwriting tailored to critical hardware failure modes
Founder expertise in battery materials and energy-systems modeling
12/100
Early
MCP server
Public API
Webhooks
OAuth 2.0
SDKs
No public agent surfaces detected yet.
Jan 2025 Seed $500K ● Y Combinator
Capital network
$500K raised ·1 backer·10 network links
- Backers1
- Shared portfoliocompanies these backers also fund
- Extended networkfunds that co-invest alongside them
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- What does Iron Grid insure?
- Iron Grid offers AI-powered hardware insurance, starting with batteries, and plans to expand to hydrogen systems, inverters, robotics, and autonomous systems.
- How does its underwriting work?
- Iron Grid uses physics-informed machine learning and physics-based risk modeling to underwrite hardware coverage, rather than relying solely on traditional actuarial methods.
- Why focus on physics-based modeling?
- Emerging hardware often lacks long actuarial histories, so physics-based models help estimate failure risk from the underlying engineering.
- Who founded Iron Grid?
- It was co-founded by Fern Morrison, a Stanford chemical engineer and early product leader at battery materials startup Mitra Chem, and Gabriele Pozzato, who led modeling efforts at Form Energy.
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