Gravy is an AI agent for personal finances that automates money management by optimizing spending, finding savings, and handling tedious financial tasks. The product is customizable, with data stored locally on the user's Mac for privacy. It was founded by Ali Tabba, who previously co-founded KiranaKart (which became the unicorn Zepto), and Max Church, a former lead AI engineer at Moonpig. Gravy is based in San Francisco and is part of Y Combinator's Spring 2026 batch.
Gravy
ActiveAI Agent for your personal finances
Total raised
$500K
1 round
Stage
Seed
Jan 2026
Team
1-10
since 2026
Pricing
—
Founded
2026
San Francisco, United States
Agent-ready
—
AI agent for personal finance management
Optimizes spending to find savings
Automates tedious financial tasks
Customizable to individual financial needs
Data stored locally on the user's Mac for privacy
Surfaces savings opportunities automatically
Hands-off money management workflows
Privacy-focused, on-device data approach
12/100
Early
MCP server
Public API
Webhooks
OAuth 2.0
SDKs
No public agent surfaces detected yet.
Jan 2026 Seed $500K ● Y Combinator
Capital network
$500K raised ·1 backer·10 network links
- Backers1
- Shared portfoliocompanies these backers also fund
- Extended networkfunds that co-invest alongside them
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- What is Gravy?
- Gravy is an AI agent for personal finances that optimizes spending, finds savings, and automates tedious money tasks, with data stored locally on the user's Mac.
- How does Gravy handle privacy?
- Gravy stores data locally on the user's Mac, an on-device approach intended to keep personal financial information private.
- Can Gravy be customized?
- Yes. The product is customizable so users can tailor how it manages and optimizes their finances.
- Who founded Gravy?
- It was founded by Ali Tabba, who previously co-founded KiranaKart (which became Zepto), and Max Church, a former lead AI engineer at Moonpig. Gravy is San Francisco-based and part of YC's Spring 2026 batch.
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