Copperlane is an AI-native mortgage loan origination platform that accelerates lending and reduces intake errors. Its AI agent, Penny, automates document verification, borrower communication, eligibility checking, and file preparation for loan officers. The founding team brings backgrounds in computer science and finance from Princeton and Penn, along with quant and Wall Street experience. Copperlane is part of Y Combinator's Winter 2026 batch.
Copperlane
ActiveAgentic Mortgage Origination
Total raised
$500K
1 round
Stage
Seed
Jan 2026
Team
1-10
since 2026
Pricing
—
Founded
2026
San Francisco, United States
Agent-ready
—
AI-native mortgage loan origination platform
Penny, an AI agent for mortgage workflows
Automated document verification
Borrower communication automation
Eligibility checking for loan files
Automated file preparation for loan officers
Designed to reduce intake errors and accelerate lending
Founding team with computer science and finance backgrounds (Princeton, Penn) and Wall Street experience
12/100
Early
MCP server
Public API
Webhooks
OAuth 2.0
SDKs
No public agent surfaces detected yet.
Jan 2026 Seed $500K ● Y Combinator
Capital network
$500K raised ·1 backer·10 network links
- Backers1
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- What is Copperlane?
- Copperlane is an AI-native mortgage loan origination platform that accelerates lending and reduces intake errors using an AI agent named Penny.
- What does the Penny agent do?
- Penny automates document verification, borrower communication, eligibility checking, and file preparation for loan officers within the origination process.
- Who is Copperlane built for?
- It is built for mortgage lenders and loan officers who want to speed up origination and reduce manual intake errors.
- Who founded Copperlane?
- Its founding team brings computer science and finance backgrounds from Princeton and Penn along with quant and Wall Street experience, and it is part of Y Combinator's Winter 2026 batch.
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