Coinflow is a payments platform that uses stablecoin rails under the hood to solve the slow, expensive, and fragmented nature of cross-border money movement. To the merchant and end user, it looks like a modern checkout and payout system: PCI-compliant card acceptance, multi-currency support, and a clean developer API. Behind the scenes, stablecoin settlement enables near-instant fund availability and cheaper cross-border flows than traditional correspondent banking.
The platform spans pay-ins, payouts, and FX orchestration. Merchants can accept payments from customers worldwide, settle instantly, and pay out to recipients in over 170 countries without waiting days for intermediaries. Coinflow layers in fraud and chargeback protection, including fully indemnified chargeback coverage and AI-driven fraud prevention, which is a meaningful differentiator for high-risk verticals like gaming and marketplaces that struggle with disputes and card fraud.
Coinflow targets industries where speed, global reach, and dispute protection matter most: e-commerce and global marketplaces, gaming and in-game economies, remittances, fintech platforms, and cross-border payroll. For these use cases, the combination of stablecoin settlement speed and card-checkout familiarity is a strong pitch, removing the friction of asking customers to hold or understand crypto.
For developers, Coinflow ships low-code widgets, an integration builder, and full API access with detailed documentation, so teams can embed checkout or payouts quickly. The company maintains PCI DSS Level 1 certification and SOC 2 compliance, signaling enterprise-grade security posture, and operates across US and European entities.
Coinflow raised a $25M Series A in October 2025 led by Pantera Capital, with backing that includes Coinbase, positioning it to challenge incumbent payment processors. The company reported revenue growth of roughly 23x since 2024. The funding supports expansion of its global coverage, additional currency and stablecoin support, and growth of its fraud and settlement infrastructure.