What Allowance does
Allowance provides scoped payment credentials for AI agents. It issues temporary, merchant-locked virtual cards with customizable spending rules so AI assistants can make autonomous purchases without exposing real payment details.
Key capabilities
- One-time virtual card numbers locked to specific merchants
- Per-transaction and recurring spending limits with automatic permission expiration
- Monitoring of scheduled purchases that execute when conditions are met
- Full transaction logging and instant revocation
- Integration into existing AI chat interfaces
Who it's for
Allowance is for people who delegate purchasing tasks to AI assistants, such as booking flights, making reservations, reordering groceries, or buying tickets. It offers a secure middle ground between pasting real card numbers into chat windows and completing every purchase manually. The product is in early public beta and is backed by Y Combinator.