Harper vs Hedge
Which Insurance AI tool is better in 2026?
Harper
AI-native commercial insurance brokerage for SMBs
Hedge
AI-Native specialty insurance company
Side-by-side
Harper is the more established option (raised $46.8M); pricing is comparable on both sides.
| Metric | Harper | Hedge |
|---|---|---|
| Taglinei | AI-native commercial insurance brokerage for SMBs | AI-Native specialty insurance company |
| Foundedi | 2024🏆 | 2026 |
| HQi | New York, US | San Francisco, US |
| Employeesi | 11-50 | 1-10🏆 |
| Neuron scorei | 56🏆 | 49 |
| Total fundingi | $46.8M🏆 | $500K |
| Latest roundi | Series A | Seed · Jan 2026 |
| Valuationi | — | — |
| Cheapest paid plani | Pricing not disclosed | Pricing not disclosed |
| Free plani | ✓ | ✗ |
| Free triali | ✓ | ✗ |
| Top tier pricei | Pricing not disclosed | Pricing not disclosed |
| Pricing summaryi | Free | Enterprise · Contact sales |
| Categoriesi |
Capability matrix
Developer-facing capabilities and access signals for Harper and Hedge.
| Capability | Harper | Hedge |
|---|---|---|
| MCP support | ✗ | ✗ |
| Public API | ✗ | ✗ |
| Webhooks | ✗ | ✗ |
| OAuth 2.0 | ✗ | ✗ |
| SDK languages | — | — |
| Free plan | ✓ | ✗ |
| Free trial | ✓ | ✗ |
| Verified | ✗ | ✗ |
| Active deal | ✗ | ✗ |
🟢 Strengths of Harper
- Has raised more capital ($46.8M vs $500K)
- Higher Neuron score (56 vs 49)
- Offers a free plan
- Offers a free trial
🔵 Strengths of Hedge
- Newer company (2026)
Which should you choose?
Choose Hedge if price matters most — it starts at Enterprise · Contact sales, which is friendlier for teams watching burn. Both AI Insurance tools ship core features, so the cost delta often decides it for small teams and solo operators.
Choose Harper if you want the most established option — it has raised $46.8M, suggesting more runway for enterprise features, support, and long-term roadmap. For mission-critical workflows or larger teams, that stability often outweighs a lower monthly price.
Frequently asked questions
Harper vs Hedge — which is better?
It depends on your priority. Harper has raised more capital and is the more established option; Hedge has broader feature depth. See the side-by-side table above.
Is Harper cheaper than Hedge?
No — Hedge's cheapest paid plan is Enterprise · Contact sales, while Harper's is Free.
Do Harper and Hedge offer free plans?
Harper: Yes, has a free plan. Hedge: Paid only.
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