AppliedAI vs Cleo AI
Which Agents AI tool is better in 2026?
AppliedAI
Agentic AI for back-office automation in regulated industries
Cleo AI
Sassy AI chatbot that nags, roasts, and coaches you into better money habits.
Side-by-side
| AppliedAI | Cleo AI | |
|---|---|---|
| Tagline | Agentic AI for back-office automation in regulated industries | Sassy AI chatbot that nags, roasts, and coaches you into better money habits. |
| Founded | 2023 | 2016 |
| HQ | AE | London, GB |
| Employees | — | 150-200 |
| Total funding | $55M | $140M |
| Latest round | Series A · Feb 2025 | Series C · Jun 2022 |
| Valuation | — | $500M |
| Cheapest paid plan | Pricing not disclosed | Pricing not disclosed |
| Free plan | ✗ | ✗ |
| Free trial | ✗ | ✗ |
| Top tier price | Pricing not disclosed | Pricing not disclosed |
| Pricing summary | Pricing not listed | Pricing not listed |
| Categories |
Capability matrix
Developer-facing capabilities and access signals for AppliedAI and Cleo AI.
| Capability | AppliedAI | Cleo AI |
|---|---|---|
| MCP support | ✗ | ✗ |
| Public API | ✗ | ✗ |
| Webhooks | ✗ | ✗ |
| OAuth 2.0 | ✗ | ✗ |
| SDK languages | — | — |
| Free plan | ✗ | ✗ |
| Free trial | ✗ | ✗ |
| Verified | ✗ | ✗ |
| Active deal | ✗ | ✗ |
🟢 Strengths of AppliedAI
- Higher Neuron score (43 vs 35)
- Newer company (2023)
🔵 Strengths of Cleo AI
- Has raised more capital ($140M vs $55M)
- More mature (2016)
Which should you choose?
Choose Cleo AI if price matters most — it starts at Pricing not listed, which is friendlier for teams watching burn. Both AI Agents tools ship core features, so the cost delta often decides it for small teams and solo operators.
Choose Cleo AI if you want the most established option — it has raised $140M, suggesting more runway for enterprise features, support, and long-term roadmap. For mission-critical workflows or larger teams, that stability often outweighs a lower monthly price.
Frequently asked questions
AppliedAI vs Cleo AI — which is better?
It depends on your priority. AppliedAI is the leaner option; Cleo AI has broader feature depth. See the side-by-side table above.
Is AppliedAI cheaper than Cleo AI?
No — Cleo AI's cheapest paid plan is Pricing not listed, while AppliedAI's is Pricing not listed.
Do AppliedAI and Cleo AI offer free plans?
AppliedAI: Paid only. Cleo AI: Paid only.
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