Catena Labs vs Cognition
Which Agents AI tool is better in 2026?
Catena Labs
Building the first AI-native financial institution, providing payment and identity
Cognition
Applied AI lab building Devin, the AI software engineer.
Side-by-side
Cognition leads on both fronts — more capital raised ($4.1B) and a lower entry price than Catena Labs.
| Metric | Catena Labs | Cognition |
|---|---|---|
| Taglinei | Building the first AI-native financial institution, providing payment and identity | Applied AI lab building Devin, the AI software engineer. |
| Foundedi | 2025 | 2023🏆 |
| HQi | — | San Francisco, US |
| Employeesi | 11-50 | 11-50🏆 |
| Neuron scorei | 56 | 74🏆 |
| Total fundingi | $48M | $4.1B🏆 |
| Latest roundi | Seed | series-e · Sep 2026 |
| Valuationi | — | $26B🏆 |
| Cheapest paid plani | Pricing not disclosed | Pro · $20/mo🏆 |
| Free plani | ✓ | ✓ Free |
| Free triali | ✓ | ✗ |
| Top tier pricei | Pricing not disclosed | Max · $200/mo |
| Pricing summaryi | Free | 5 published plans |
| Categoriesi |
Capability matrix
Developer-facing capabilities and access signals for Catena Labs and Cognition.
| Capability | Catena Labs | Cognition |
|---|---|---|
| MCP support | ✗ | ✓ |
| Public API | ✗ | ✓ |
| Webhooks | ✗ | ✗ |
| OAuth 2.0 | ✗ | ✓ |
| SDK languages | — | — |
| Free plan | ✓ | ✓ |
| Free trial | ✓ | ✗ |
| Verified | ✗ | ✗ |
| Active deal | ✗ | ✓ |
🟢 Strengths of Catena Labs
- Offers a free trial
- Newer company (2025)
🔵 Strengths of Cognition
- Has raised more capital ($4.1B vs $48M)
- Higher Neuron score (74 vs 56)
- Lower starting price ($500/mo)
- More mature (2023)
Which should you choose?
Choose Cognition if price matters most — it starts at Free · From $500/mo, which is friendlier for teams watching burn. Both AI Agents tools ship core features, so the cost delta often decides it for small teams and solo operators.
Choose Cognition if you want the most established option — it has raised $4.1B, suggesting more runway for enterprise features, support, and long-term roadmap. For mission-critical workflows or larger teams, that stability often outweighs a lower monthly price.
💸 Deals
Try Devin with starter credits
Cognition's Devin offers a starter pack of ACU credits on signup so you can test the autonomous engineer on real tasks.
Terms: Credit amount varies by program.
Frequently asked questions
Catena Labs vs Cognition — which is better?
It depends on your priority. Catena Labs is the leaner option; Cognition is cheaper to start. See the side-by-side table above.
Is Catena Labs cheaper than Cognition?
No — Cognition's cheapest paid plan is Pro · $20/mo, while Catena Labs's is Free.
Do Catena Labs and Cognition offer free plans?
Catena Labs: Yes, has a free plan. Cognition: Yes, has a free plan.
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