Armilla AI vs Federato
Which Insurance AI tool is better in 2026?
Armilla AI
Insurance and warranties built for AI risk
Federato
Agentic AI platform for the full insurance policy lifecycle
Side-by-side
Federato is the more established option (raised $180M); pricing is comparable on both sides.
| Metric | Armilla AI | Federato |
|---|---|---|
| Taglinei | Insurance and warranties built for AI risk | Agentic AI platform for the full insurance policy lifecycle |
| Foundedi | 2020 | 2020 |
| HQi | Toronto, Canada | San Francisco, US |
| Employeesi | — | 11-50🏆 |
| Neuron scorei | 72 | 76🏆 |
| Total fundingi | $31M | $180M🏆 |
| Latest roundi | Series A · Jan 2026 | Series D |
| Valuationi | — | — |
| Cheapest paid plani | Pricing not disclosed | Pricing not disclosed |
| Free plani | ✗ | ✓ |
| Free triali | ✗ | ✓ |
| Top tier pricei | Pricing not disclosed | Pricing not disclosed |
| Pricing summaryi | Insurance premiums / assessment fees (contact sales) | Free |
| Categoriesi |
Capability matrix
Developer-facing capabilities and access signals for Armilla AI and Federato.
| Capability | Armilla AI | Federato |
|---|---|---|
| MCP support | ✗ | ✗ |
| Public API | ✗ | ✓ |
| Webhooks | ✗ | ✗ |
| OAuth 2.0 | ✗ | ✗ |
| SDK languages | — | — |
| Free plan | ✗ | ✓ |
| Free trial | ✗ | ✓ |
| Verified | ✗ | ✗ |
| Active deal | ✗ | ✗ |
🟢 Strengths of Armilla AI
- Strong in AI Insurance
🔵 Strengths of Federato
- Has raised more capital ($180M vs $31M)
- Higher Neuron score (76 vs 72)
- Offers a free plan
- Offers a free trial
Which should you choose?
Choose Federato if price matters most — it starts at Free, which is friendlier for teams watching burn. Both AI Insurance tools ship core features, so the cost delta often decides it for small teams and solo operators.
Choose Federato if you want the most established option — it has raised $180M, suggesting more runway for enterprise features, support, and long-term roadmap. For mission-critical workflows or larger teams, that stability often outweighs a lower monthly price.
Frequently asked questions
Armilla AI vs Federato — which is better?
It depends on your priority. Armilla AI is the leaner option; Federato has broader feature depth. See the side-by-side table above.
Is Armilla AI cheaper than Federato?
No — Federato's cheapest paid plan is Free, while Armilla AI's is Insurance premiums / assessment fees (contact sales).
Do Armilla AI and Federato offer free plans?
Armilla AI: Paid only. Federato: Yes, has a free plan.
Explore more AI Insurance tools
Contextual paths to related AI startups, deals and rankings.