Factory vs Refact.ai
Which Agents AI tool is better in 2026?
Factory
The only software development agents that work everywhere you do, from IDE to CI/CD.
Refact.ai
Self-hosted AI coding assistant — run on your own infra, own your data
Side-by-side
Factory is the more established option (raised $200M), but Refact.ai is cheaper to start.
| Metric | Factory | Refact.ai |
|---|---|---|
| Taglinei | The only software development agents that work everywhere you do, from IDE to CI/CD. | Self-hosted AI coding assistant — run on your own infra, own your data |
| Foundedi | 2023 | 2022🏆 |
| HQi | US | Amsterdam, NL |
| Employeesi | — | 11-50🏆 |
| Neuron scorei | 70🏆 | 60 |
| Total fundingi | $200M🏆 | Undisclosed |
| Latest roundi | Series C · Apr 2026 | Seed · Jan 2023 |
| Valuationi | $1.5B🏆 | — |
| Cheapest paid plani | Pricing not disclosed | Pro · $10/mo🏆 |
| Free plani | ✗ | ✓ Free |
| Free triali | ✗ | ✗ |
| Top tier pricei | Pricing not disclosed | Pro · $10/mo |
| Pricing summaryi | Enterprise · Contact sales | 3 published plans |
| Categoriesi |
Capability matrix
Developer-facing capabilities and access signals for Factory and Refact.ai.
| Capability | Factory | Refact.ai |
|---|---|---|
| MCP support | ✗ | ✗ |
| Public API | ✗ | ✗ |
| Webhooks | ✗ | ✗ |
| OAuth 2.0 | ✗ | ✗ |
| SDK languages | 1 (CLI) | 1 (Python) |
| Free plan | ✗ | ✓ |
| Free trial | ✗ | ✗ |
| Verified | ✗ | ✗ |
| Active deal | ✗ | ✗ |
🟢 Strengths of Factory
- Has raised more capital ($200M vs Undisclosed)
- Higher Neuron score (70 vs 60)
- Newer company (2023)
🔵 Strengths of Refact.ai
- Offers a free plan
- More mature (2022)
Which should you choose?
Choose Refact.ai if price matters most — it starts at Free, which is friendlier for teams watching burn. Both AI Agents tools ship core features, so the cost delta often decides it for small teams and solo operators.
Choose Factory if you want the most established option — it has raised $200M, suggesting more runway for enterprise features, support, and long-term roadmap. For mission-critical workflows or larger teams, that stability often outweighs a lower monthly price.
Frequently asked questions
Factory vs Refact.ai — which is better?
It depends on your priority. Factory has raised more capital and is the more established option; Refact.ai is cheaper to start. See the side-by-side table above.
Is Factory cheaper than Refact.ai?
No — Refact.ai's cheapest paid plan is Pro · $10/mo, while Factory's is Enterprise · Contact sales.
Do Factory and Refact.ai offer free plans?
Factory: Paid only. Refact.ai: Yes, has a free plan.
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